Fundamentals

Fundamentals · 9 min

GCR New-Home Warranty in Quebec

By Jeremy Soares · June 26, 2026

In short — The Garantie de construction résidentielle (GCR — Quebec's mandatory new-home warranty administrator) oversees the mandatory warranty plan for new residential buildings in Quebec. It protects the buyer of a new home — including a factory-built home — against certain problems: loss of a deposit, non-completion of work, and defects that appear after delivery, within defined timelines. A new factory-built or modular home built by an accredited contractor is covered just like any other new home; a home you build yourself is generally not.

In Quebec, a new-home warranty is not simply a sales argument: it is a mandatory plan, governed by regulation and administered by the GCR. For anyone buying a factory-built home, understanding this protection is just as important as comparing prices — it is what protects you if something goes wrong.

What the warranty covers (the main components)

The warranty plan protects the buyer at several stages of the project. The following components should be confirmed against the current regulation:

Component General scope
Deposit Protection of amounts paid before delivery of the building
Completion Completion of agreed work if the contractor defaults
Defects (approx. 1 year) Apparent and non-apparent defects noted within the year
Latent defects (approx. 3 years) Latent defects discovered within the prescribed period
Major defects / structure (approx. 5 years) Design, construction or soil defects affecting structural integrity

The exact timelines and scope are set by the Règlement sur le plan de garantie des bâtiments résidentiels neufs — verify them with the GCR for your specific situation.

Does the GCR apply to a factory-built home?

Yes, in principle: a new factory-built or modular home is a new home. What determines coverage is not the method of manufacture, but who builds it and what is being built:

  • the building must be an eligible new residential building as defined by the regulation;
  • it must be built by a contractor accredited under the warranty plan.

One point of vigilance specific to modular: make sure you know who is the responsible contractor (the manufacturer, a general contractor, or yourself?). That responsibility is what conditions coverage. To distinguish the roles clearly, see our guide to factory-built, prefab and modular homes.

Warranty, RBQ licence and contract: three different things

They are often confused. The RBQ licence certifies that a contractor has the right to practise; the warranty plan (GCR) protects the buyer after the fact; the contract defines what you are buying. The three are verified separately:

  • Confirm the contractor's RBQ licence — see our RBQ and Building Code guide.
  • Confirm their accreditation under the warranty plan.
  • Read the contract before signing — our clauses to check and our guidance on choosing a builder.
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Frequently asked questions

Is a new factory-built home covered by the GCR warranty?
In principle yes, if it is eligible under the regulation and built by an accredited contractor. The method of manufacture does not change eligibility; it is the type of building and the builder that matter.
Is a home I build myself covered?
Generally no. The warranty plan applies to buildings constructed by accredited contractors. Confirm your situation with the GCR.
What is the difference between the RBQ licence and the GCR warranty?
The RBQ licence gives the contractor the right to practise; the GCR warranty protects the buyer against certain defects and payment defaults after purchase. They are two distinct protections.
What timelines apply?
The regulation provides separate timelines for defects, latent defects and major defects (structure), in addition to protection of the deposit and completion of work. Confirm the exact timelines with the GCR.
JS
Jeremy Soares
Real estate broker

Real estate broker in Quebec, passionate about modular construction. jeremysoares.com

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